Our Blog

Discover relevant and helpful articles that will assist you with all of your insurance needs

home builder

How To Choose A Good Home Builder

Spring is finally here! Spring is a popular season to build new homes because of the beautiful weather. Planning a new custom home can be exciting. It’s nice to think about living in a new place, especially one you’ve envisioned yourself. This way, you can customize the layout to suit your lifestyle. It can be […]

Lexus RX350 SUV

These Cars Were Stolen Most Often In 2020!

Stolen cars cost Candians $1 billion each year. It’s important to know how likely your car can get stolen so that you can mitigate the risks. Also note that insurers factor in the risk of your car getting stolen when calculating your premium. Every year, IBC makes a list of top stolen cars in Canada […]

blanket fort

Low-Cost Indoor Activities For Winter Family Fun

COVID-19 has ruined our plans of making this season fantastic. For this reason, we suggest getting creative with fun, low-cost indoor activities for winter family fun. Work can be stressful and we all need that R&R to revive our spirits during weekends. Why not have some fun and schedule a family game night or pamper […]

cottage in winter

How To Winterize And Close Your Cottage For The Winter

There are two ways to winterize your cottage. One is to convert it for use all year ’round and the other is to safely close your cottage for the winter. In last week’s blog post, we shared some tips on transforming your cottage into an all-season getaway. Today, we’ll be sharing some important steps to […]


How To Winterize And Convert Your Cottage Into An All-Season Home

If you want to convert your cottage to withstand the freezing temperatures of winter or ‘winterize’ it, there are two ways you can do this. The first is to convert your cottage into an all season getaway. While the other is to close it for the winter in a safe and secure way. In this […]

mother and father with a baby

Top 5 Facts You MUST Know About Life Insurance

Ever wondered if insurers factor in vaping to determine your life insurance premium or how they distinguish vaping from smoking cigarettes? Or are you still deciding if you should purchase life insurance and want to know the options you have? Whether you’re shopping around for life insurance or are already insured, it is always best […]


The Cars With The Cheapest Insurance In 2020

When shopping for a car, it is important to factor in your vehicle’s insurance to find out the total cost to own the car. Insurance rates are calculated differently by each insurance company and are based on a variety of factors such as driving record, postal code, car model, and coverages.  The safety rating of […]

parts of your house

How Long Will These Parts of Your House Last?

Whether you own a house or are planning to buy one, it is useful to know how long the parts of your house will last. The first things to consider that impact the lifespan of a house are the material and installation quality of each component. In addition, maintenance, the type of use, and weather […]

swimming pool

Backyard Pool Safety Tips

We’re so thankful to have a few restrictions lifted this summer! We’ve been in quarantine for so long that we’re all excited to see the people we love and care about. If you are lucky enough to have a swimming pool in your backyard, pool parties are a great way to enjoy the summer with […]


Tips On Managing Mental Health During COVID-19

Many of us may feel anxious, stressed, or worried in this difficult time so we’ve decided to list down some tips on managing our mental health. Our bodies’ way of coping with fear is to respond by giving us a sense of danger. Stress hormones are released inside our bodies which enables us to be [...]

How To Have Safe and Productive Zoom Meetings For Hosts And Attendees

Majority of us have been hosting or attending Zoom meetings to enable our businesses to operate remotely. The Zoom video conferencing platform has seen a massive increase in users as a result of the pandemic. Zoom has a mobile and desktop version of the software and is currently the most widely used conferencing platform. Businesses [...]

COVID-19 Relief Measures From Our Insurance Partners

Updated May 27, 2020 In these challenging and uncertain times, many of our insurance partners are making an effort to alleviate the burden on their clients by offering them relief programs. Some of these come in the form of deferred payments, waived NSF fees, adjusted premiums, rate reductions, and even one-time payments. Please stay tuned [...]
business closure

How COVID-19 Impacts Your Business Insurance

The Government of Ontario has enforced non-essential businesses to temporarily close as a response to the rapid spread of the COVID-19 pandemic, making it hard for some businesses to continue paying for unavoidable expenses such as rent and salaries. Business owners might be wondering whether their business insurance policies would cover lost revenue due to [...]
coronavirus, travel insurance

The Impact Of Novel Coronavirus (COVID-19) On Your Travel Insurance

Author's Note: This post was written in March 2020 and the situation has rapidly evolved; as such, the contents may not be relevant at the time of viewing. A lot of people have been cancelling trips due to the increasing number of coronavirus cases all over the world. A few travel insurance companies such as [...]
Kids & Licences

Why Your Kids Should Get Their Licence ASAP

Usually teenagers want to get their driver's licence right away; however, the amount of people who do not have their licence is growing in number. It seems like more and more young adults do not have their licence and are postponing getting it until a later age. Consequently, this can lead to some negative outcomes [...]
Policy Cancellation Image

Why Would Your Insurance Company Cancel Your Policy?

Got a cancellation letter in the mail and do not know what to do next? This blog post will go into detail about the common reasons why insurance companies cancel clients’ policies and it will outline the steps that you can take to move forward.

Insurance broker vs insurance agent

The Differences Between Insurance Brokers and Insurance Agents

If you didn’t know already, insurance brokers and insurance agents are not the same thing. There are quite a few differences between the two. In this blog post, we will examine the main differences between an insurance broker and an insurance agent.

home renovations

What to Consider Before Renovating Your Home

As we approach summer, you may be a homeowner contemplating making some renovations to your home. If you are thinking of making some renovations this year, this blog post will outline some things you should consider before starting any home renovation.

Insurance Myths

Insurance Myths: Part 1

Insurance can sometimes be hard to understand, which often times can lead to the occurrence of misconceptions or incorrect statements. That is why this blog post will outline some of the most commonly believed statements about insurance that are ultimately not true.

High Risk Driver

What is a High Risk Driver?

Ever wonder what the difference is between a low risk driver and a high risk driver? Maybe you have been classified as a high risk driver by your insurance company and do not understand why. In this blog post, we go into detail about what makes someone a high risk driver and the insurance implications [...]
Life Insurance

Life Insurance: A Beginner’s Guide

This blog post will give you an overview of the different types of life insurance policies and what can be expected from them. This way you can learn about the policy type that is right for you.

Car Tire

How to Insure Your New Car

If you are thinking of buying a new car, it is important that you get it fully covered by an insurance policy. You don't want your brand new purchase to go to waste in the case of an accident. This blog post will walk you through the process of getting the right auto insurance for [...]
Renting new home

What to Know Before Signing a New Lease

Looking to rent a new place? Here are some things to consider before you go ahead and sign a new lease.

Front doors of two homes

5 Easy Ways to Keep Your Home Safe While On Vacation

March break is finally here, which means many people are going to be going away on vacation. Although, being away from your home can leave it at risk to a potential burglary, which is why it is important to put some precautions into place before going away on your trip. Therefore, if you are planning [...]

Christmas Events Happening in Toronto This Weekend

It is that time of the year again. Christmas is fast approaching and we could not be more excited! If you are like us and want to get into the Christmas spirit sooner rather than later, then this blog post is definitely for you. In this blog post, we list 3 Christmas events that are [...]

Should You “Insure” Your Phone?

With the recent release of the new iPhone XS and the iPhone XS Max, everyone is eagerly going out to buy one. When buying a new phone, especially an iPhone, many people go back and forth on whether or not to get the warranty. AppleCare+, for the new iPhones, costs an extra $249. Some people [...]

5 Ways To Lower Your Car Insurance Premium

Here are the 5 most effective ways to lower your car insurance premium.


Introducing PrimeService’s New Website!

Take a look around our new website to learn more about PrimeService and our insurance products.


5 Reasons Why You Need Travel Insurance

Summer is a great time for travelling, but what most people often forget to do is buy travel insurance. Here are the 5 reasons why you need to buy travel insurance for your upcoming vacation.


What To Do If Your House Floods? (Prevention & Response)

Here are some tips on how to effectively prevent a house flood and some tips on how to respond to one if a house flood did occur.


Five Activities To Do With Your Kids This Summer

If you are searching for some fun activities to do with your kids this summer, look no further! We list 5 great summer activities that both you and your kids will enjoy.


Does Home Insurance Cover Damages from a Storm?

Storms and high winds can produce unwanted damages to your home; however, that is where your insurance policy can help.


What to Do When You Are Involved in a Minor Car Accident

In this blog post, we discuss the 4 actions to take if you are involved in a car accident or minor collision.


How PrimeService Insurance Enables Your Success as an Insurance Broker

If you are looking to launch and/or grow your career as an insurance broker, consider joining us at PrimeService.


Introducing Bizsurance.ca!

Bizsurance.ca is a fast, easy, and modern way to get your business insured.


High Risk Drivers in Ontario: How to Get Insurance

Getting auto insurance for high risk drivers can be a difficult and expensive task. Not every insurance company agrees to issue a high risk auto insurance policy.


Mother’s Day Gift Ideas

Tired of getting flowers and chocolate for your mom every Mother’s Day? Want to do something extra special for your mom? Here are some creative gift ideas!


3 Reasons Why Older Homes Are Difficult To Insure

Older homes may be difficult to insure because of their outdated utilities. In this article, we review 3 major outdated utility types, their risks, and what you can do.


4 Reasons Why You Need Business Insurance

If you are looking to start your own business or have already started one, it is very important to get your business insured.


The 5 Best March Break Road Trips

Want to do something fun this March break, but don’t have the time to plan an extensive vacation? Well, why not go on a road trip! Thus, here are the 5 best road trips for March break.


The 5 Best Tips for Safe Winter Driving

Want to do something fun this March break, but don’t have the time to plan an extensive vacation? Well, why not go on a road trip! Thus, here are the 5 best road trips for March break.


How to Save on Auto Insurance with Discounts – بهره وری از تخفیفات بیمه اتومبیل

As an insurance shopper, you should check with your insurance company, agent, or broker each year about possible discounts that may be applicable to you.


Auto Insurance – It’s the Law! – شناخت بیمه اتومبیل از نظر قانون

Ontario law requires that all motorists have auto insurance. Fines for vehicle owners, lessees, and drivers who do not carry valid auto insurance can range from $5,000 to $50,000.


How Does Your Insurance Company Assess Fault? – روش محاسبه تقصیر در تصادف بیمه اتومبیل

Someone is always determined to be at-fault in an auto accident, whether partially or fully. Do you know how the insurance company determines fault?


Customize Your Auto Insurance – طراحی دلخواه و مناسب بیمه اتومبیل

Due to recent changes to auto insurance in Ontario, it’s the right time to reassess the policy you haven’t thought about in years.


What to do After an Auto Accident – در زمان خسارت اتومبیل چه اقداماتی بایستی انجام داد؟

You have been in a car accident. What do you do? Even the best drivers get into accidents.


Is Your Home Insurance Up to Date? – چرا بیمه کافی مهم است

Make sure your most valued asset is protected. Check to make sure your insurance is up to date.


IBC Launches ‘Know Your Policy’ Consumer Awareness Campaign – اطلاع رسانی توسط اداره کل بیمه کانادا

This campaign is designed to promote insurance literacy among Canadian consumers.


What Do Brokers Do? – مزایای استفاده از توان حرفه ای بروکر بیمه

Find out why an insurance broker is your best insurance.


What Does Home Insurance Cover? – پوشش بیمه در منازل مسکونی

Do you know what your home insurance policy covers? We’ll break down the details.


The good news for motorists? Auto insurance rates have dropped – خبر عالی برای دارندگان اتومبیل- نرخ بیمه ارزان میشود

Did you know there was an approved drop in car insurance?