5 Reasons Why You Need Travel Insurance
Summer is a great time for travelling, but what most people often forget to do is buy travel insurance. Travel insurance is a great way to keep your mind at ease because it protects you from unexpected changes to your travel plans. So, here are the 5 main reasons why you need to get travel insurance for your upcoming summer vacation
1. Unexpected Cancellation
Things happen. Sometimes you can’t go on your trip because of an unexpected situation. That is where trip cancellation can help. Trip cancellation allows you to get your money back if you cannot go on your trip as a result of a covered risk. These covered risks are specified within your travel insurance policy. So, travel insurance can protect you losing the money you spent on the trip if you are suddenly unable to go.
2. Flight is Delayed/Cancelled
Whether it is the weather, a mechanical malfunction, or a different circumstance not of your own fault, trip interruption insurance will cover your out-of-pocket expenses. For example, if your plane is delayed or cancelled, which causes you to spend a night at a hotel, the insurance company will reimburse you for your out of pocket hotel costs.
3. Lost Baggage
No one ever wants to lose their luggage, but unfortunately, it can happen. That is what baggage protection coverage is for. You can purchase this type of travel insurance to be reimbursed for the expenses you incur because of this baggage mishap.
When you think of a vacation, you don’t think of going to a hospital, but that can certainly happen. Whether you break a limb, get sick, or encounter any other medical emergency, travel insurance will cover you and your medical expenses while you are away. Don’t get stuck with a costly medical bill, but instead, purchase travel insurance to avoid this risk.
5. Have to Leave Unexpectedly
If for some reason you have to leave your trip early, you can do so without any extra out of pocket expenses. For a covered reason specified in your policy (i.e. a death in the family, the person you are staying with has a medical emergency, etc.), travel insurance will cover the cost of a plane ticket to get you back home.
Travel insurance is definitely worth the peace of mind it gives you. You wouldn’t want to encounter one of these circumstances above without travel insurance because it would put you out-of-pocket for the additional expenses. Don’t push your luck on your vacation, but instead, purchase travel insurance and don’t worry about a thing!
If you would like to purchase travel insurance, our licensed brokers would be happy to help you. We will make sure you are protected on your vacation.