Contractor Insurance

As a Contractor, you need to protect your equipment & your business

As a contractor, you carry an important responsibility to your customers. Every time you enter someone's home, you expose yourself to the possibility of a lawsuit. Nobody wants to be involved in these situations, but you need to be prepared in case they happen. Because of the risks involved in contracting, it is essential to make sure you have the right coverage for your particular area.

Our Toronto-based brokers can help with:

  • General Contractors
  • Roofing Contractors
  • Plumbers
  • Electricians
  • HVAC Tech
  • Landscaping

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General Contractor Insurance

As a contractor, you face many challenges contractorand risks on a day-to-day basis. Whether you are just starting out or have years of experience, every contractor needs to have insurance to protect them from unforeseen disasters. Even if you are extremely cautious, the risk of accidents is always present. General liability insurance acts as protection from injuries or property damage. If you travel a lot as a contractor, commercial vehicle insurance is a must. Commercial vehicle insurance covers accidents, property damage, and injuries. We can help you find the best coverage for your needs.

Roofing Contractor Insurance

The number of risks you face when installing or repairing roofs is much greater than those of other contractors. As such, having coverages for any potential accidents a must for any roofing contractor. An insurance policy will cover anything from accidental property damage to a client’s roof to fires from penetrating electrical wires and even leaks from perforated soft copper piping. Call us now to see what we can do for you and your business to give you peace of mind.

Plumbers Insurance

While plumbing can be a profitable trade, an unexpected contractoraccident can severely damage your business. As a plumber, you need always to be sure that you protect you and your customers in the event of an accident caused by you or your company. General liability insurance protects you and your client if in the case of damage to their property or harm to a third party.

Electrician Insurance

Regardless of how skilled you are in this industry, accidents can catch you when you least expect them and you need to prepare for when they happen. When working with thousands of volts daily, you need to prepare for incidents involving electrical shocks, fire or even improper installation. We can help cover your business and your tools from loss or damage and ensure that you do not suffer prohibitive losses. 

HVAC Insurance

If you work in HVAC, you are exposed to many potential accidents every day.   Customised to your particular industry and business, HVAC contractor insurance covers you for what you need. No matter what HVAC job you do, there are always going to be risks you need to cover yourself from so that you can work with confidence. We will make sure you understand what your coverage includes so that you can work knowing that you are covered. 

Landscaping Insurance

Just as you carefully plan before starting a client's contractorlandscaping project, your insurance needs careful attention to cover you for your exact business operations. Interlocking landscapers and snow removal landscapers pay very different premiums because they face different kinds of exposure to loss. We can help you find the best coverage so that you can concentrate on what you do.

 

Have any questions? Call your PrimeService broker at (905) 886-72767 for all the details and our recommendations!

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