Auto Insurance

Insuring your cars, vans, trucks, SUVs, motorcycles, RVs and off-road vehicles

In Ontario, if you're licensed to drive your vehicle on a public road, then you are required by law to have auto insurance. When you purchase auto insurance, you'll be asked to provide information about each driver and each vehicle you want covered. A number of factors will influence what rate we can offer you: your driving experience and record, where you live, how you use your car to name the most important ones.

Get an online auto insurance quote in 5 minutes:

Get a Quote

We've developed an easy-to-use tool so that you can get a car insurance quote in just a few clicks, by answering a handful of simple questions. You don't have to be knowledgeable about insurance to try our quoting engine. If you have any questions or concerns while using our online tool, call a PrimeService broker for assistance.

Basic and Optional Auto Coverage

Here is a quick rundown of what's included in your auto insurance policy

Required by law:

  • Third-Party Liability Coverage -  a minimum of $200,000 - to cover the cost of injuries or damages to someone's property.
  • Statutory Accident Benefits Coverage to provide benefits if you're injured in a car accident
  • DC-PD Coverage, also called direct compensation, to cover damage to your car if someone else is at fault
  • Uninsured Automobile Coverage to receive benefits following a hit-and-run or when the at fault driver does not have insurance

Additional (optional) coverage

  • Increasing your Third Party Liability Coverage to $1 million or $2 million
  • Extending your Accident Benefits Coverages - ask your broker for all the options
  • Getting Comprehensive Coverage for a number of situations that aren't related to collisions with another object
  • Getting Collision or Upset Coverage for most collisions between two vehicles, or between your car and another object.
  • Adding policy endorsements which will extend your coverage 

You have questions? Call your PrimeService broker at (905) 886-7277 for all the details and our recommendations!

GET A FREE QUOTE