Why do you need travel insurance? Your business trip is cancelled. Your luggage is lost. Your spouse was injured and needs immediate care. We don’t plan for any of these situations to occur, but we need to be prepared for when they do. The Ontario health plan (OHIP) sets daily limits on the cost of any medical care you may need, leaving you with all the extra hospitalization and evacuation costs.
When you purchase travel insurance, you’ll need to provide information on each traveller, and you’ll be asked about any pre-existing medical conditions. Your PrimeService broker will help you select the right level of coverage and discuss the benefits of optional baggage loss or trip cancellation coverage.