Everything You Should Know About Auto Theft In Ontario
Everything You Should Know About Auto Theft In Ontario
Auto theft in Canada is rising at an alarming rate. In Ontario, a car is stolen every 48 minutes. Thieves have found a way to take advantage of technology by utilizing a device that amplifies the signal emitted by a key fob, even if it is inside your house. It allows them to start the car engine and steal your vehicle.
According to Équité Association, a not-for-profit organization that works to reduce auto crime in Canada, these are the most stolen cars in Ontario.
Top 8 Stolen Vehicles – Ontario | |
| No. | Make and Model |
| 1. | Lexus RX Series |
| 2. | Honda CR-V |
| 3. | Ford F150 Series |
| 4. | Toyota Highlander |
| 5. | Honda Civic |
| 6. | Land Rover Range Rover Sport |
| 7. | Honda Accord |
| 8. | Chevrolet/GMC Silverado/Sierra 1500 Series |
Insurer strategies to tackle car theft:
Insurance companies are implementing multiple strategies to combat the growing car theft problem. In response to the rising costs faced by insurance providers due to increased auto theft, the following measures are being taken:
- Select clients are being offered a technology called Tag, which enables tracking and recovery of stolen vehicles, and this service comes at no extra charge.
- A High Theft Risk Premium Surcharge of $500 is being introduced for insurance coverage of vehicles at a high risk of theft by some insurance companies. However, it can be waived if the car has installed anti-theft deterrents.
- Some insurance companies may waive the high theft premium or offer a small discount on your comprehensive coverage premium if you install TAG or steering wheel lock, brake pedal lock, or wheel and tire lock in your car.
Each insurance company has its specific approach to addressing the situation. If your vehicle falls into the category of highly stolen cars, it is advisable to seek guidance from your insurance broker. They will assess your insurance coverage to determine if you are affected by these changes and qualify for an anti-theft discount.
Tips to prevent car theft:
Car theft can occur at any given place and time. Therefore, what can you do to protect your vehicle from theft? Here are some tips you could use:
- Avoid buying or leasing a high theft-risk car
- Park the car in a locked garage or with a 2nd car behind/blocking it
- Store your keys/fobs in a metal box that helps in blocking the signal, preventing unauthorized access
- Use a tracking device like Tag to assist in locating your vehicle if it gets stolen
- Install an immobilizing device, such as wireless ignition authentication, or kill switches, to deter thieves
- Increase security by installing a steering wheel lock, brake pedal lock, wheel and tire lock or audible alarms
- Park your car in a well-lit area to reduce the risk of theft
- Never leave your valuable belongings in plain sight inside your vehicle
If your car is on the list, it’s now more crucial than ever to take these preventive steps to avoid being a victim of car theft. Don’t hesitate to seek guidance from a PrimeService broker who will assist you in navigating this challenging situation.
Leave A Comment